November 19, 2004

silhouette3.JPG From the desk of Jane Galt:

Don't try this at home . . .

Who else but Jim Henley could make insuranceblogging interesting?

Posted by Jane Galt at November 19, 2004 12:23 PM | TrackBack | Technorati inbound links
Comments
Posted by: Steve Erbach on November 19, 2004 9:01 PM

Readable. He compares modern health insurance to a service contract on an auto. I hadn't thought of it that way before; and the more I chew on it, the better a metaphor it seems. If you haven't had a service contract on your car from the time you bought it, then you have to submit the car to an inspection before you get a contract quote. And if your transmission has been leaking fluid for a few months, don't count on getting a contract.

Sure, employer-paid premiums and risk pools of large numbers of employees will help cover those certainties he talks about. But there are limits to coverage, just as if you were leaking transmission fluid.

I was made a bit queasy by his site's color choice, though.

Posted by: Arnold Kling on November 23, 2004 11:53 AM

See also
http://techcentralstation.com/092804C.html

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